FHA Loan:

FHA mortgage loans are issued by federally qualified lenders and insured by the U.S. Federal Housing Authority, a division of the U.S. Department of Housing and Urban Development.

FHA loans are an attractive option, especially for first-time homeowners:

  • Generally easier to qualify for than conventional loans
  • 96.5% Financing
  • Non-Occupying Co-borrower
  • Up to 6% Seller Concessions
  • Family member gift funds allowed for down payment
  • Lower rates of Mortgage Insurance
  • Accept Non-traditional lines of credit

Learn more about FHA loans. (Department of Housing and Urban Development)