Mortgage Consulting and Refinancing

Hi and welcome to Coastline Mortgage Online, your trusted and local Wilmington mortgage company. Even though we are located in Wilmington, we can help you with any of your lending needs anywhere in North Carolina. We have vast resources for first time home buyers, experienced home buyers, current home owners, or even real estate investors. We know there are many mortgage companies in Wilmington you can choose from, but we feel from experience and client feedback that our service and Wilmington mortgage rates are the best.
If you are looking to purchase a home we offer many different Wilmington home loan options. We of course offer conventional loans, but you’ll see with us our rates can compete with anyone else out there. Our FHA loans are perfect loans for 1st time home buyers, or any buyer really, because of their looser requirements. 
FHA Streamline Refinance loans are the strongest refinance product offered currently.  Under the FHA Streamline there is no appraisal and no income documentation and with most scenarios Coastline Mortgage is able to pay all of your closing costs meaning you are not going backward on your loan.

Since Wilmington is located close to Marine Corps Base Camp Lejeune we have helped many veterans take advantage of VA Loans. We’ve helped many people with Jacksonville VA loans, since that community is located right next to the base. We even offer USDA Loans for the rural areas where you can get a home with no money down.

Our refinance rates you’ll find our some of the most competitive in North Carolina. So whether you are looking for a Wilmington refinance, a Raleigh refinance or a refinance in any other city we can help. We also have access to the Home Affordable Refinance Program or HARP, which is a program designed to make it easier to refinance. If you’ve been denied before when trying to refinance talk to us about the HARP, in many cases it will let you refinance.

Thank you for visiting our site, browse around it and you’ll find lots of information to educate yourself. Also we have many tools that you can fill out so we can custom tailor a plan for you. Contact us today for us to help you with any mortgage need you may have. You can call our office at (910) 509–1561

Or feel free to visit us at:
215 Racine Drive Suite 105
Wilmington, NC 28403

NMLS # 106887


Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.


Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.


Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.

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